The Jury Talks Back

12/20/2009

If we did car insurance this way…

Filed under: Uncategorized — Kevin M @ 2:45 pm

If Obamacare was instead about about car insurance (“ObamaCar”), it would work like this

1. All people, whether they drive or not, must have pre-paid commuting coverage, covering all their needs while operating a car, or otherwise engaged in ground transportation.

2. Such policies must cover mechanical repairs, gas, oil, towing, rental cars, bus passes, taxi fares and all routine vehicle maintenance in addition to the old-style “liability and collision” coverage.

3. No one will be required to pay more than 10% of their income for transportation, and the poor will not have to pay more than 2%.

4. People convicted of drunk driving, young drivers and people with lots of tickets or accidents cannot be asked to pay more than 2 or 3 times the premium paid by drivers with spotless records and 20 years of experience.

5. People who run their cars without water, oil or ignore other normal maintenance are still completely covered when it comes to repairs, and new coverage may not be refused due to vehicle disrepair.

6. In order to get the vote of several Senators, Hummers are not covered beginning next September 31st in Nebraska, full-serve gasoline is covered in Oregon, and people in Louisiana get free semi-annual car washes. Oh, and Chicago gets a new airport.

7. People who don’t have approved coverage (e.g. only have liability and collision coverage), will be taxed/penalized for several thousand dollars.

8. The government will contract with General Motors to produce and provide vehicles to those that are unable to obtain them in the marketplace.

9. Use of limousines or luxury vehicles would be taxed, except those operated by non-profits or governments, those made by union members, or those driven in states whose Senators supported this bill.

10. Taxes for this start immediately — but only on other people — and payouts start in 4 years. The 10 year cost for this is only $1 trazillion, but for some reason we are unable to calculate what the cost will be in year 11.

While opponents vow to repeal ObamaCar immediately after the next election, or at least not fund a dime of it, just try to get “free gasoline” repealed after gas goes to $15/gallon, due to the sudden spike in demand.

1 Comment

  1. It turns out that U.S. citizens living abroad, and therefore not able to purchase U.S. health insurance will also be subject to the penalty. This is like requiring someone living in Hawaii to purchase an HMO that will only cover visits to a doctor within the 48 “mainland” states.

    Comment by Sabba Hillel — 12/23/2009 @ 12:42 pm

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