Patterico's Pontifications

7/31/2018

Man Claims to Be Woman to Get Insurance Discount; Canadian Government Complies

Filed under: General — Patterico @ 7:53 am



Via Allahpundit on Twitter comes this story that well illustrates the way that people can manipulate a “choose your own gender” society to their advantage:

A Canadian man in his early 20s was unhappy with the high quote he got from his car insurance company, so he decided to do something about it: legally switch his gender from male to female.

The cunning 24-year-old resident of Alberta, Canada, first detailed his insurance stratagem on Reddit back in April, boasting that changing his gender on paper saved him nearly $1,100 a year.

‘I have taken advantage of a loophole,’ the man, whom CBC.ca called David, told the news outlet. ‘I’m a man, 100 per cent. Legally, I’m a woman.’

Presumably, if the company tried to use his actual gender to impose accurate rates on him, that would be discrimination of the worst possible kind.

You gotta love 2018.

[Cross-posted at The Jury Talks Back.]

57 Responses to “Man Claims to Be Woman to Get Insurance Discount; Canadian Government Complies”

  1. “Girls will be boys and boys will be girls. It’s a mixed up, muddled up, shook up world.” Ray de Tocqueville Davies.

    Ed from SFV (6d42fa)

  2. the us military encourages its tatters to explore gender fluidity too for so you can be a boy soldier wearing panties

    jim mattis gets the biggest kick out of boy soldiers in panties

    happyfeet (28a91b)

  3. Royal Canadian Mountee?

    Colonel Haiku (4e13ba)

  4. We need a wall on the northern border

    mg (9e54f8)

  5. ““We hold these Truths to be self-evident, that all Men are created Women, that they are endowed by their Creator with certain unalienable Rights, that among these are Life, Liberty, and the Pursuit of Gender Identity….”

    from Stuff Jefferson Said (revised 14th edition abridged)

    NJRob (000f06)

  6. How long until we move to the idea that the government can choose which gender you identify with? Imagine the possibilities. Worried about lack of women in STEM fields? Just declare that 50% of STEM workers are women. Bothered by the fact that we have never elected a female President? Just declare that all of the even-numbered Presidents were women (sorry John Adams, Abraham Lincoln, U.S. Grant, Silent Cal Coolidge, FDR, Ike, Landslide Lyndon, and the Gipper). Worried about campus sexual assault statistics? Just declare that half of the perpetrators are women, and half of the victims are men. Catholic, Islamic, and Orthodox clergy are now 50% female, and the alleged pay gap no longer exists, with WNBA players (half of whom are now male) now making as much as NBA players (half of whom are now female)!

    JVW (30a532)

  7. Gender is gender. Sanity is what appears to be fluid.

    I have a hypothetical I would love to use to shake up the academy. It’s clear if you are male or female, but do not have the equipment that goes with your self-identification, there is some kind of problem. What should an enlightened society do for you, if the technology is perfect. Give you the expensive operation that gives you a substandard version of the equipment you want? Or give you the the far cheaper therapy that matches your identification to the equipment you have?

    I think 2018 would demand the expensive operation.

    Appalled (96665e)

  8. He may have to switch back to being a guy. I can’t remember where I read this, but girls’ premiums are increasing faster because of cell-phone related accidents. But if the guy really wanted to save money on premiums, he’d get married.

    Paul Montagu (84878a)

  9. If an adult wants to go down this road of playing make-believe, I suppose it’s their business (as long as they pay for the operations themselves).

    What really, really makes me uncomfortable is people pushing this stuff on kids – including pre-pubescent kids.

    Dave (445e97)

  10. I can’t believe you guys are really taking this transvestite’s claimed reason at face value. He just wants an excuse to dress up in women’s clothes.

    “I’m a man, a 100%”, he said. Yeah, right! I saw the Ed Wood movie with Johnny Depp, too, buddy. Next, you’ll tell us that you parachuted into France.

    nk (dbc370)

  11. Just wait until she sees the prices of her clothes!

    Tillman (d34303)

  12. 11… how difficult has it been for you, Tillie? Limiting it to off teh rack purchases?

    Colonel Haiku (4e13ba)

  13. We’ll see who’s laughing when his employer takes the opportunity to dock his salary by 25%

    Leviticus (a439ac)

  14. Poor insurance company, suffering adverse consequences from policy loopholes.

    Leviticus (a439ac)

  15. Drunku, go back to mooning everybody and hollering the “n” word. Who let you out today, anyway?

    Tillman (d34303)

  16. President Trump should declare himself a female and claim he cracked the glass ceiling.

    harkin (b524bb)

  17. We’ll see who’s laughing when his employer takes the opportunity to dock his salary by 25%

    … or hits on him.

    Dave (445e97)

  18. That’s doesn’t explain the insurance request, nk now he could be like the lumberjack in the python sketch.

    Narciso (e71f86)

  19. Tillman,

    Just a matter of time till you’re gone and need a new alias. You trolls are predictable.

    NJRob (ec0321)

  20. Yes, he is like the lumberjack in the Python skit, exactly, thank you, and it does explain the insurance request — it’s a pretext to make people think that it’s not because he wishes he were a girlie just like his dear ma-ma, it’s so he can save money on insurance.

    nk (dbc370)

  21. Tillman wasn’t trolling, Haiku was trolling.

    nk (dbc370)

  22. We’ll see who’s laughing when his employer takes the opportunity to dock his salary by 25%

    That’s illegal.

    People don’t understand that women earning less than men is almost always determined by the woman’s choices.

    harkin (b524bb)

  23. I was joking… just like you do, nk, to get a rise.

    Colonel Haiku (4e13ba)

  24. A hanging curveball in teh wheelhouse… too good to pass up.

    Colonel Haiku (4e13ba)

  25. “People don’t understand that women earning less than men is almost always determined by the woman’s choices.”

    – harkin

    Right, right. Women choose to do the same work as men for less pay than men. Probably because women are irrational, right? /sarc

    Leviticus (efada1)

  26. An Argentine tax official reportedly made a one-letter change to their name — and legally changed gender from male to female — in a bid to gain another five years of retirement.

    Sergio, who was a divorced 59-year-old man, became Sergia under a law that allows a legal change of gender without undergoing sex reassignment surgery, the InformaSalta website reported.

    In Argentina, women can retire at age 60, but men have to wait until they are 65.

    Nate Ogden (223c65)

  27. ‘They’re not even a real country, anyway…’

    http://www.youtube.com/watch?v=IaXsWQAI2j4

    DCSCA (797bc0)

  28. The claimant, referred to only as MB, married a woman in 1974 and later had two children. She began to live as a woman in 1991 and underwent gender reassignment surgery in 1995.

    In May 2008 she turned 60, the retirement age for women at that time, and applied for a state pension.

    She was refused on the basis that she did not have a gender reassignment certificate, which had not been issued because she chose not to annul her marriage.

    MB was told that she would have to wait until she reached the male state pension age of 65 before could collect her pension payments.

    Nate Ogden (223c65)

  29. Almost makes me want to apply for DBE designation and get on that right side of all those contracts lost over the years for being a white male.

    Nate Ogden (223c65)

  30. 15… that’s your line for mg, Tillie. Shake it off…

    Colonel Haiku (4e13ba)

  31. This warms my heart.

    That must mean I’m a woman. Warm heart, cold hands. Am I right?

    Dejectedhead (5b85c3)

  32. NJRob, I’ve been around here (off and on) since before Dubya’s war in Iraq, 15 years ago, baby! Just so you know.

    Tillman (d34303)

  33. 32… yeah, NJ Rob… the defeat that 0bama snatched from the jaws of victory…

    Colonel Haiku (4e13ba)

  34. 33. What a joke that is.

    Tillman (d34303)

  35. A Canadian man in his early 20s was unhappy with the high quote he got from his car insurance company, so he decided to do something about it: legally switch his gender from male to female.

    People didn’t use to be able to do these things.

    Presumably, if the company tried to use his actual gender to impose accurate rates on him, that would be discrimination of the worst possible kind.

    Being a corporation, they can’t use human judgement. Because it would be easy to argue his change of gender was insincere, and should be disregarded. And in fact maybe was a species of fraud, like sometimes getting divorced can be.

    Of course the differnetial in rates was set at atime when legal gender was fixed (except f=or cases that could be argued were mistakes)

    There’s not going to be an epidemic of this.

    Sammy Finkelman (02a146)

  36. 8. Paul Montagu (84878a) — 7/31/2018 @ 10:19 am

    But if the guy really wanted to save money on premiums, he’d get married.

    Just get older. I think insurace premiums will drop when he reaches his 25th birthday.

    In the United States what we do is:

    1) Register the car in the name of another driver, maybe someone who almost never drives a car. If the car gets stolen, say you borrowed it for that day.

    2) Register the car in another state or locality with cheaper insurance. Just don’t file any claims.

    Sammy Finkelman (02a146)

  37. Leviticus (efada1) — 7/31/2018 @ 12:19 pm

    Women choose to do the same work as men for less pay than men. Probably because women are irrational, right? /sarc

    Not the same work, but sometiems similar work.

    Women choose to work for lesser pay because they don’t devote as much effort into their job search, or want convenience.

    If a job pays less, more of the applicants will be women.

    Job history is also a factor.

    Sammy Finkelman (02a146)

  38. #8
    Maybe he should marry his car, lower rates and the cars computer can’t rat him out

    steveg (a9dcab)

  39. Thanks Sammy – so feel people grasp the facts.

    Men are far more likely to choose careers that are more dangerous

    Men are far more likely to work in higher-paying fields and occupations (by choice).

    Men are far more likely to take work in uncomfortable, isolated, and undesirable locations

    Men are more likely to take jobs that require work on weekends and evenings

    Even within the same career category, men are more likely to pursue high-stress and higher-paid areas of specialization.

    CBS News

    __ _

    This study leads to the unambiguous conclusion that the differences in the compensation of men and women are the result of a multitude of factors and that the raw wage gap should not be used as the basis to justify corrective action. Indeed, there may be nothing to correct. The differences in raw wages may be almost entirely the result of the individual choices being made by both male and female workers.” – US Dept Of Labor – Jan 2009

    https://www.cbsnews.com/news/the-gender-pay-gap-is-a-complete-myth/

    harkin (b524bb)

  40. Ryan Saavedra 🇺🇸
    @RealSaavedra
    “I’m Confused”: ICE official has to explain to Democrat Senator Mazie Hirono that illegal immigrants break the law.

    https://mobile.twitter.com/RealSaavedra/status/1024362244333682688?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed&ref_url=https%3A%2F%2Fd-35048455812558972872.ampproject.net%2F1531800879103%2Fframe.html

    harkin (b524bb)

  41. they come at night

    the feed the pigeons

    god’s creatures

    happyfeet (28a91b)

  42. oopers *they* feed the pigeons i mean

    happyfeet (28a91b)

  43. Reminds me of a story. Apparently, a well known university required its incoming freshmen (err, freshpersons) to take sensitivity training, which included each person stating that he or she is homosexual, just to see how it feels.

    So one guy said, “I admit it. I am a lesbian. I just am trapped in a man’s body.”

    Bored Lawyer (998177)

  44. Can I identify as a senior citizen and join AARP yet?

    Nate Ogden (223c65)

  45. It’s one thing to game the government but here he runs the risk of the insurance company refusing to honor its obligation on the basis of fraud in making the contract. It wasn’t an innocent mistake.

    AZ Bob (885937)

  46. See if you can spot the omissions:

    https://mobile.twitter.com/eorden/status/1024421580657643522?p=v

    narciso (d1f714)

  47. So, you think you’re tough? See how long you can stand listening to the Hawaii Five-O theme sung by Sammy Davis Jr..
    h/t Deadpool Corps (2010) #5.

    I lasted 41 seconds.

    nk (dbc370)

  48. Leviticus, there is no evidence – NONE, ZERO, NADA – that women are paid less than men for doing the same job.
    Thomas Sowell and Walter Williams, among others, have written extensively on this topic. Why don’t you read some of their work on the subject and try to educate yourself instead of making asinine, ignorant and silly comments that have absolutely no basis in reality?
    Thanks, hon!

    King Biscuit (7654f5)

  49. Leviticus, there is no evidence – NONE, ZERO, NADA – that women are paid less than men for doing the same job.

    I think you are mostly right, although my recollection is that a few percent of the difference can’t be explained by other factors.

    Much less than 15-25% number which is quoted by SJW, though.

    Dave (445e97)

  50. Leviticus, there is no evidence – NONE, ZERO, NADA – that women are paid less than men for doing the same job.
    Thomas Sowell and Walter Williams, among others, have written extensively on this topic. Why don’t you read some of their work on the subject and try to educate yourself instead of making asinine, ignorant and silly comments that have absolutely no basis in reality?
    Thanks, hon!

    Mr. Biscuit and his Flower Hour are mostly right. That’s a lazy lefty talking point with almost zero substance behind it.

    Patterico (115b1f)

  51. Mr. Biscuit and his Flower Hour are mostly right.

    I looked at this, like, four years ago and when you factor experience and job type, the real discrepancy is that women get around 94% of the pay of men. The real argument is about a 6% discrepancy, and it’s not all about gender discrimination. In general, men are more aggressive about asking for pay raises, because we’re guys. So, in effect, the discrepancy is a rounding error.

    Paul Montagu (84878a)

  52. See how long you can stand listening to the Hawaii Five-O theme sung by Sammy Davis Jr..

    I’m waiting for William Shatner’s version.

    Tillman (d34303)

  53. I’m waiting for William Shatner’s version.

    Anyone know whether Sammy Davis Jr. ever covered Leonard Nimoy’s Ballad of Bilbo Baggins?

    Dave (445e97)

  54. “Mr. Biscuit and his Flower Hour are mostly right [“that there is no evidence – NONE, ZERO, NADA – that women are paid less than men for doing the same job”]. That’s a lazy lefty talking point with almost zero substance behind it.”

    – Patterico

    No he’s not, and no it’s not. We could certainly debate the causes and the moral significance of the gender pay disparity, but the disparity itself is well documented.

    From the link: “One-in-four employed women said they have earned less than a man who was doing the same job.” Are we to believe that one-in-four women lack credibility, in this regard?

    Leviticus (efada1)

  55. women are killing it on etsy though

    happyfeet (28a91b)

  56. Are we to believe that one-in-four women lack credibility, in this regard?

    Four out of four women lack credibility in every regard. Women lie. They lie easily, they lie well, and they lie constantly, because it comes naturally to them.

    nk (dbc370)

  57. I know you too well to confuse your misanthropy for misogyny, nk. You can’t fool me!

    Leviticus (efada1)


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