Comments on: ObamaCare: Running Out of Time http://patterico.com/2009/10/04/obamacare-running-out-of-time/ Harangues that just make sense Fri, 19 Mar 2010 14:55:47 -0800 http://wordpress.org/?v=2.8.4 hourly 1 By: daleyrocks http://patterico.com/2009/10/04/obamacare-running-out-of-time/comment-page-1/#comment-563039 daleyrocks Tue, 06 Oct 2009 16:01:53 +0000 http://patterico.com/?p=32555#comment-563039 I believe the link below may be the source of data for the claims made by Andrew in comment #27 above. With his surface knowledge of the subject, he automatically assumes the figures are dire and reflect bad faith on the part of the insurers. Taking a few minutes to dig into the method of calculation of denials in the study would have yielded a more rational response since they include claim edits, claims subject to deductibles, noncovered claims, claims where information is missing, among a panoply of reasons to be categorized as denials. AJL's patellar reflex anti-business instincts are on display once again as he willingly spews contemptible talking points before investigation. http://www.ama-assn.org/ama1/pub/upload/mm/368/reportcard.pdf I believe the link below may be the source of data for the claims made by Andrew in comment #27 above. With his surface knowledge of the subject, he automatically assumes the figures are dire and reflect bad faith on the part of the insurers. Taking a few minutes to dig into the method of calculation of denials in the study would have yielded a more rational response since they include claim edits, claims subject to deductibles, noncovered claims, claims where information is missing, among a panoply of reasons to be categorized as denials. AJL’s patellar reflex anti-business instincts are on display once again as he willingly spews contemptible talking points before investigation.

http://www.ama-assn.org/ama1/pub/upload/mm/368/reportcard.pdf

]]> By: SPQR http://patterico.com/2009/10/04/obamacare-running-out-of-time/comment-page-1/#comment-562982 SPQR Tue, 06 Oct 2009 13:42:40 +0000 http://patterico.com/?p=32555#comment-562982 Tom, doubling down on the deceptive argument is not impressive. Tom, doubling down on the deceptive argument is not impressive.

]]> By: DRJ http://patterico.com/2009/10/04/obamacare-running-out-of-time/comment-page-1/#comment-562843 DRJ Tue, 06 Oct 2009 05:36:06 +0000 http://patterico.com/?p=32555#comment-562843 Andrew, I do not concede that my link is to an ad but if it is, it may well be subject to <a href="http://www.ilpf.org/events/jurisdiction/presentations/tassepr.htm" rel="nofollow">Canadian regulations</a> that prohibit false and misleading information as well as to an advertisers' <a href="http://www.adstandards.com/en/Standards/canCodeOfAdStandards.pdf" rel="nofollow">Code of Conduct</a>. Does Ezra Klein meet that standard? Andrew,

I do not concede that my link is to an ad but if it is, it may well be subject to Canadian regulations that prohibit false and misleading information as well as to an advertisers’ Code of Conduct. Does Ezra Klein meet that standard?

]]> By: JD http://patterico.com/2009/10/04/obamacare-running-out-of-time/comment-page-1/#comment-562833 JD Tue, 06 Oct 2009 05:24:11 +0000 http://patterico.com/?p=32555#comment-562833 In AJL's world it is simple, you must sacrifice your children's health and your money so he never has to deal with an insurance claim again. And, if you do not agree, you are a narcissist. And prolly racist too. In AJL’s world it is simple, you must sacrifice your children’s health and your money so he never has to deal with an insurance claim again. And, if you do not agree, you are a narcissist. And prolly racist too.

]]> By: John Hitchcock http://patterico.com/2009/10/04/obamacare-running-out-of-time/comment-page-1/#comment-562832 John Hitchcock Tue, 06 Oct 2009 05:23:43 +0000 http://patterico.com/?p=32555#comment-562832 Oh, here's a thought. My sister-in-law is a Czech national and an RN in the US (after being an RN in the Czech Republic and taking more classes here). She spent time at the local hospital in the ER "can we help you" box. She told head-ache victims the grocery store with the aspirin was across the street. She has no patience for American idiots who take their "free lunch" card to the emergency room. Oh, here’s a thought. My sister-in-law is a Czech national and an RN in the US (after being an RN in the Czech Republic and taking more classes here). She spent time at the local hospital in the ER “can we help you” box. She told head-ache victims the grocery store with the aspirin was across the street. She has no patience for American idiots who take their “free lunch” card to the emergency room.

]]> By: daleyrocks http://patterico.com/2009/10/04/obamacare-running-out-of-time/comment-page-1/#comment-562831 daleyrocks Tue, 06 Oct 2009 05:21:23 +0000 http://patterico.com/?p=32555#comment-562831 AJL - Did you know according to the latest hot liberal talking point that 45,000 Americans died due to lack of health insurance last year? How many died with health insurance? AJL – Did you know according to the latest hot liberal talking point that 45,000 Americans died due to lack of health insurance last year? How many died with health insurance?

]]> By: daleyrocks http://patterico.com/2009/10/04/obamacare-running-out-of-time/comment-page-1/#comment-562825 daleyrocks Tue, 06 Oct 2009 05:18:34 +0000 http://patterico.com/?p=32555#comment-562825 "can you find a single example of it in practice" Crazy Andy - Perhaps I shoul;d have inserted the word "legitimate" in front of the word claims to throw you of the scent and your typical talking point, since paying illegitimate claims is a disservice to all policyholders and only serves to raise rates. Examples in real life, sure, my prior employer switched health care insurers after the carrier botched the handling of a claim for the CEO's wife. I worked directly for the CEO and got to witness the fireworks and help select the successor carrier. You can deride it as Teenager libertarian theory, but since you have heretofore demonstrated no knowledge of actual business on this blog, I don't take much of what you say on such matters seriously. Where do you think the nurses got the data you linked to come up with those stats? Any idea how they were calculated? Are you presuming that all claims presented are valid? Are you seriously that dumb? “can you find a single example of it in practice”

Crazy Andy – Perhaps I shoul;d have inserted the word “legitimate” in front of the word claims to throw you of the scent and your typical talking point, since paying illegitimate claims is a disservice to all policyholders and only serves to raise rates.

Examples in real life, sure, my prior employer switched health care insurers after the carrier botched the handling of a claim for the CEO’s wife. I worked directly for the CEO and got to witness the fireworks and help select the successor carrier.

You can deride it as Teenager libertarian theory, but since you have heretofore demonstrated no knowledge of actual business on this blog, I don’t take much of what you say on such matters seriously. Where do you think the nurses got the data you linked to come up with those stats? Any idea how they were calculated? Are you presuming that all claims presented are valid? Are you seriously that dumb?

]]> By: JD http://patterico.com/2009/10/04/obamacare-running-out-of-time/comment-page-1/#comment-562805 JD Tue, 06 Oct 2009 04:59:10 +0000 http://patterico.com/?p=32555#comment-562805 It took hours to deal with the insurance company, and I am the narcissist? Unintentional irony is always funny. It took hours to deal with the insurance company, and I am the narcissist? Unintentional irony is always funny.

]]> By: JD http://patterico.com/2009/10/04/obamacare-running-out-of-time/comment-page-1/#comment-562802 JD Tue, 06 Oct 2009 04:56:07 +0000 http://patterico.com/?p=32555#comment-562802 Now I am a narcissist because I do not want a lesser standard for my children's well-being? It never takes long for your inner-asshat to emerge, AJL. If you do not like the care you get, go elsewhere. Change plans. I just do not want your misery inflicted on my kids. If that makes me a narcissist, then so be it. Now I am a narcissist because I do not want a lesser standard for my children’s well-being? It never takes long for your inner-asshat to emerge, AJL. If you do not like the care you get, go elsewhere. Change plans. I just do not want your misery inflicted on my kids. If that makes me a narcissist, then so be it.

]]> By: Andrew J. Lazarus http://patterico.com/2009/10/04/obamacare-running-out-of-time/comment-page-1/#comment-562800 Andrew J. Lazarus Tue, 06 Oct 2009 04:54:58 +0000 http://patterico.com/?p=32555#comment-562800 <blockquote>Why, Andrew? Are you shopping for a new insurer?</blockquote>As it happens, I changed insurers last year. Every insurer I have had to deal with has caused at least one major headache, including one which took many hours to resolve and resulting in our owing zero. (The hospital thought it would be easier to fix their billing errors by sending us dunning letters for the difference.) I don't know why Ezra Klein should be considered unreliable. Maybe he is, although he does link to the underlying sources. I do know that relying on <I>advertising</I> for statistics is dubious.

Why, Andrew? Are you shopping for a new insurer?

As it happens, I changed insurers last year. Every insurer I have had to deal with has caused at least one major headache, including one which took many hours to resolve and resulting in our owing zero. (The hospital thought it would be easier to fix their billing errors by sending us dunning letters for the difference.)

I don’t know why Ezra Klein should be considered unreliable. Maybe he is, although he does link to the underlying sources. I do know that relying on advertising for statistics is dubious.

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